Why Waterford

Nationally Honored Retirement Plan Specialists

People. Process. Performance.

We have the people that are trusted by our clients, the process to help plans function optimally and we deliver performance relative to industry benchmarks for plan success.

People

At The Waterford Group, we start with people – meaning you, your employees, and our team. We love to listen to your stories, goals, and concerns; where you are now and where you want to be in the future.

Along with making group presentations to employees, we also meet one-on-one with 401(k) plan participants to ensure their individual objectives are met. We’re always available by phone or e-mail to answer questions or clarify any issues.

Sometimes investing can be an impersonal experience. We make it personal as we are all about interacting with every person and viewing them (and their investments) as unique. At the end of each meeting, we want them to walk away knowing exactly what was communicated and being able to say, “I understand what they said, I felt they understood me and I’m pleased with how my investments are allocated.”

Process

Process; not an exciting word, but a critical component. We help to take care of important processes – for business owners with retirement plans – as an ERISA 3(38) fiduciary. We implement the Investment Policy Statement to make sure that we have the right investments in place. From initial research to asset allocation, from one-on-one meetings to meticulous reporting. We adhere to comprehensive, proven processes that protect you and your employees, providing the peace of mind that comes from knowing that someone is watching over every aspect of the investment process.

Performance

Our tools are designed to measure all aspects of your retirement plan. From comparing your investment performance to the benchmarks in your Investment Policy Statement, to studying your plan’s features and document provisions relative to national peer groups. We have the ability to measure your plan’s participation and deferral rates to determine if your education program is positively impacting your employees’ future.

Strategic Resources

Newsletters

January 2021 Newsletter

January 2021 Newsletter

3(38) Advisory Services- Should Fiduciaries Outsource Retirement Plan Investment Responsibility? Department of Labor (DOL) enforcement recoveries are on the rise. A recent DOL report indicates that DOL recoveries have doubled since 2018 and tripled since 2016...

January 2021 Newsletter

January 2021 Newsletter

3(38) Advisory Services- Should Fiduciaries Outsource Retirement Plan Investment Responsibility? Department of Labor (DOL) enforcement recoveries are on the rise. A recent DOL report indicates that DOL recoveries have doubled since 2018 and tripled since 2016...

Participant's Corner

Retirement Plan Facts

Retirement Plan Facts

This month’s employee memo encourages employees to learn about their retirement plan to determine whether any changes need to be made. Your employer provides you with a retirement plan for you to save money in, tax-deferred, for the day you bid your career farewell...

Retirement Plan Facts

Retirement Plan Facts

This month’s employee memo encourages employees to learn about their retirement plan to determine whether any changes need to be made. Your employer provides you with a retirement plan for you to save money in, tax-deferred, for the day you bid your career farewell...

Articles

2021 Retirement Plan Limits

Taxpayers can deduct contributions to a traditional IRA if they meet certain conditions. If during the year either the taxpayer or his or her spouse was covered by a retirement plan at work, the deduction may be reduced, or phased out, until it is eliminated, depending on filing status and income. (If neither the taxpayer nor his or her spouse is covered by a retirement plan at work, the phase-outs of the deduction do not apply.)

2021 Retirement Plan Limits

Taxpayers can deduct contributions to a traditional IRA if they meet certain conditions. If during the year either the taxpayer or his or her spouse was covered by a retirement plan at work, the deduction may be reduced, or phased out, until it is eliminated, depending on filing status and income. (If neither the taxpayer nor his or her spouse is covered by a retirement plan at work, the phase-outs of the deduction do not apply.)

Explore important resources for your employees, your business and retirement planning.

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