Why Waterford

Nationally Honored Retirement Plan Specialists
People. Process. Performance.
We have the people that are trusted by our clients, the process to help plans function optimally and we deliver performance relative to industry benchmarks for plan success.
People
At The Waterford Group, we start with people – meaning you, your employees, and our team. We love to listen to your stories, goals, and concerns; where you are now and where you want to be in the future.
Along with making group presentations to employees, we also meet one-on-one with 401(k) plan participants to ensure their individual objectives are met. We’re always available by phone or e-mail to answer questions or clarify any issues.
Sometimes investing can be an impersonal experience. We make it personal as we are all about interacting with every person and viewing them (and their investments) as unique. At the end of each meeting, we want them to walk away knowing exactly what was communicated and being able to say, “I understand what they said, I felt they understood me and I’m pleased with how my investments are allocated.”
Process
Process; not an exciting word, but a critical component. We help to take care of important processes – for business owners with retirement plans – as an ERISA 3(38) fiduciary. We implement the Investment Policy Statement to make sure that we have the right investments in place. From initial research to asset allocation, from one-on-one meetings to meticulous reporting. We adhere to comprehensive, proven processes that protect you and your employees, providing the peace of mind that comes from knowing that someone is watching over every aspect of the investment process.
Performance
Our tools are designed to measure all aspects of your retirement plan. From comparing your investment performance to the benchmarks in your Investment Policy Statement, to studying your plan’s features and document provisions relative to national peer groups. We have the ability to measure your plan’s participation and deferral rates to determine if your education program is positively impacting your employees’ future.
Strategic Resources
Newsletters
March 2023 Newsletter
The Retirement Reshuffle Is Impacting Plan Sponsors Across the nation, more and more workers are expecting to postpone retirement. In fact, a survey by the Nationwide Retirement Institute shows that 40% of older employees plan to retire later than anticipated because...

March 2023 Newsletter
The Retirement Reshuffle Is Impacting Plan Sponsors Across the nation, more and more workers are expecting to postpone retirement. In fact, a survey by the Nationwide Retirement Institute shows that 40% of older employees plan to retire later than anticipated because...
Participant's Corner
PLANNING FINANCIAL FUTURES
Do you spend more time planning your annual vacation than you do thinking about your personal finances? If so, you’re not alone. A lot of people put off financial planning or avoid it altogether. Personal financial planning is an ongoing, lifelong process. If we break...

PLANNING FINANCIAL FUTURES
Do you spend more time planning your annual vacation than you do thinking about your personal finances? If so, you’re not alone. A lot of people put off financial planning or avoid it altogether. Personal financial planning is an ongoing, lifelong process. If we break...
Articles
2023 Retirement Plan Limits
IRS Limits on Retirement Benefits and Compensation
2023 Retirement Plan Limits
IRS Limits on Retirement Benefits and Compensation
Explore important resources for your employees, your business and retirement planning.
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