Resources
Newsletters
February 2023 Newsletter
Offboarding Employees from Your 401(k) Plan A full two-thirds of employees don’t receive guidance on managing their retirement plan benefit while offboarding. Leaving 401(k) or 403(b) balances behind can result in orphaned accounts that sit unmonitored and unmanaged...
January 2023 Newsletter
IPS Can Still Add Value for Plans Despite Goldman Sachs Dismissal Investment policy statements (IPSs) are commonplace among retirement plans — with around 83% providing one. And that number tends to be even higher among bigger plans. Financial powerhouse Goldman Sachs...
December 2022 Newsletter
How to End the Year on Bright Note December brings with it an expectation of cheer, hope and festivities. What your employees do not expect (and, frankly, don’t want) are grumpy nudges about enrollment. With the anxiety of the pandemic and lockdowns close behind us,...
January 2023 Newsletter
IPS Can Still Add Value for Plans Despite Goldman Sachs Dismissal Investment policy statements (IPSs) are commonplace among retirement plans — with around 83% providing one. And that number tends to be even higher among bigger plans. Financial powerhouse Goldman Sachs...
December 2022 Newsletter
How to End the Year on Bright Note December brings with it an expectation of cheer, hope and festivities. What your employees do not expect (and, frankly, don’t want) are grumpy nudges about enrollment. With the anxiety of the pandemic and lockdowns close behind us,...
November 2022 Newsletter
DOL Updates Guidance on Auditor Independence for Retirement Plan Engagements In September, the U.S. Department of Labor (DOL) released an Interpretive Bulletin that updates guidance on audits of benefit plans under the Employee Retirement Income Security Act. The...
October 2022 Newsletter
Cybersecurity Must Be a Priority for Plan Fiduciaries Most 401(k) plans have access to a large pool of funds, making them an attractive target for cybertheft. And while stolen funds are devastating, unauthorized transactions aren’t the only goal of cybercriminals....
White Papers
Auto-Enrollment and its Increases: Stay the Course to Success
This article reinforces the significant reasons for utilizing this strategy.
Breaking Up… Is Easy to Do? When to Upgrade Your Financial Advisor
There are some primary reasons to change your or your client’s financial advisor: fees, fiduciary responsibility, investment choice or performance
Articles
2022 Retirement Plan Limits
IRS Limits on Retirement Benefits and Compensation
Waterford Group Named 2020 NAPA Top DC Advisor Teams
March 29, 2021 – The Waterford Group, LLC is pleased to announce that they have been named to the 2020 edition of the National Association of Plan Advisors Top Defined Contribution Advisor Teams.
Participant’s Corner
THE IMPORTANCE OF NAMING A BENEFICIARY
Do you know what will happen to your retirement savings if you were to pass away? Here are some things you should know about naming beneficiaries that could save your loved ones’ time, money and frustration. Facts about beneficiary designations48% of people don’t have...
‘Tis the Season for Investing
During the holidays, we think about spending time and reconnecting with family and friends, cozying up by the fireplace, enjoying each other’s company. We also tend to spend quite a bit of money this time of year, on everything from gifts to new year’s resolutions...
Are You Thankful for Your Health?
The holidays are upon us! Staying healthy just might make you wealthy. With small lifestyle changes and healthy choices (especially with all the shared yummy foods), you may reduce your annual healthcare costs and increase your income. These lifestyle changes can be...
‘Tis the Season for Investing
During the holidays, we think about spending time and reconnecting with family and friends, cozying up by the fireplace, enjoying each other’s company. We also tend to spend quite a bit of money this time of year, on everything from gifts to new year’s resolutions...
Are You Thankful for Your Health?
The holidays are upon us! Staying healthy just might make you wealthy. With small lifestyle changes and healthy choices (especially with all the shared yummy foods), you may reduce your annual healthcare costs and increase your income. These lifestyle changes can be...
Market Tricks and Treats
With the recent market volatility, it’s understandable that you may be concerned about your investments. Don’t let the market volatility spook you! Consider the following tips: • Review your safe route. It is ok if your investment portfolio isn’t performing as you...
Retirement Readiness: How will you prepare?
Much has been made of the current state of the American worker as it pertains to their retirement savings. According to a recent study by the General Accountability Office, 29% of Americans 55 and older do not have any retirement savings or pension plan and those who...
Connect With The Waterford Group
Have Questions?
Our team of experts are here to help.
Our passion for fiduciary excellence and employee preparedness has been recognized with the following awards and affiliations:
