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Newsletters

February 2022 Newsletter

February 2022 Newsletter

ERISA 3(38) Fiduciary Services Most companies and organizations’ human resources departments and C-suites are seeking efficiencies and risk mitigation for their entities. For those, and a myriad of other reasons 3(38) fiduciary discretionary investment management...

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January 2022 Newsletter

January 2022 Newsletter

When Does a Participant Loan Become a Deemed Distribution?A recent IRS Issue Snapshot (link below) affirms that a participant loan is a legally enforceable agreement and terms of the loan agreement must comply with Internal Revenue Code (IRC Section 72(p)(2) and...

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December 2021 Newsletter

December 2021 Newsletter

Cybersecurity Best Practices for Plan Sponsors Participant data and financial accounts comprise some of the most sensitive and potentially vulnerable information under a company’s care. These highly valuable assets can be an attractive target for cybercriminals and...

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January 2022 Newsletter

January 2022 Newsletter

When Does a Participant Loan Become a Deemed Distribution?A recent IRS Issue Snapshot (link below) affirms that a participant loan is a legally enforceable agreement and terms of the loan agreement must comply with Internal Revenue Code (IRC Section 72(p)(2) and...

read more
December 2021 Newsletter

December 2021 Newsletter

Cybersecurity Best Practices for Plan Sponsors Participant data and financial accounts comprise some of the most sensitive and potentially vulnerable information under a company’s care. These highly valuable assets can be an attractive target for cybercriminals and...

read more
November 2021 Newsletter

November 2021 Newsletter

3 Tactics to Combat the Great Resignation During the pandemic, workers quit their jobs in record numbers across the U.S. According to the Bureau of Labor Statistics (BLS), four million employees (2.7%) resigned their positions in April 2021, the largest number ever...

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October 2021 Newsletter

October 2021 Newsletter

DOL Cybersecurity Tips In this age of relying heavily on technology, it is vital to take the necessary cyber security precautions. You want to make sure that all sensitive information is highly protected. This document showcases some tips and tricks for plan sponsors....

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White Papers

Articles

2020 Form 8880

Use Form 8880 to figure the amount, if any, of your retirement savings contributions credit (also known as the saver’s credit).   You may be...

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Participant’s Corner

Online Security Tips From The Department of Labor

Online Security Tips From The Department of Labor

You can reduce the risk of fraud and loss to your retirement account by following these basic rules:  REGISTER, SET UP AND ROUTINELY MONITOR YOUR ONLINE ACCOUNT     Maintaining online access to your retirement account allows you to protect and...

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Time for a Financial Check Up

Time for a Financial Check Up

With the season changing and life ever pulling us forward, you may want to take into account life changes that may affect your financial goals. Account for Changes in Your Personal Life Have there been any changes this past year with your family, personal, or...

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Time for a Financial Check Up

Time for a Financial Check Up

With the season changing and life ever pulling us forward, you may want to take into account life changes that may affect your financial goals. Account for Changes in Your Personal Life Have there been any changes this past year with your family, personal, or...

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Carving a Holiday Budget

Carving a Holiday Budget

The holidays are a time for giving, but often people can be a little overgenerous during this time of year and later find themselves in financial trouble. According to a survey by Country Financial 32 percent are feeling the greatest stress around holiday finances.1...

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What is Roth and What Does it Mean for Me?

What is Roth and What Does it Mean for Me?

When you hear Roth 401(k), Roth IRA, or just Roth, this is generally referring to a specific type of tax benefit your savings may receive. You pay taxes on Roth contributions for the taxable year in which they are made. “Traditional” contributions typically means that...

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