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Newsletters

June 2020 Newsletter

June 2020 Newsletter

Is it Time for a Plan Refresh?  The duty to provide participants with sufficient information to make consistently informed retirement investment decisions is a basic fiduciary responsibility under ERISA Section 404(a). However, there could be some plan committees who...

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May 2020 Newsletter

May 2020 Newsletter

    Should your Company Implement a Student Loan Assistance Program?  The simple answer is yes! By doing so, you’ll attract, retain and engage top college-educated talent at your company. Twenty-six percent of the U.S. workforce and 69 percent of 2018 college...

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April 2020 Newsletter

April 2020 Newsletter

Closing the Retirement Gender Gap: How Retirement Plan Advisors Can Help Despite the fact that women tend to live longer, female workers typically have lower retirement account balances than their male counterparts. Many factors may contribute to this disparity,...

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June 2020 Newsletter

June 2020 Newsletter

Is it Time for a Plan Refresh?  The duty to provide participants with sufficient information to make consistently informed retirement investment decisions is a basic fiduciary responsibility under ERISA Section 404(a). However, there could be some plan committees who...

read more
May 2020 Newsletter

May 2020 Newsletter

    Should your Company Implement a Student Loan Assistance Program?  The simple answer is yes! By doing so, you’ll attract, retain and engage top college-educated talent at your company. Twenty-six percent of the U.S. workforce and 69 percent of 2018 college...

read more
April 2020 Newsletter

April 2020 Newsletter

Closing the Retirement Gender Gap: How Retirement Plan Advisors Can Help Despite the fact that women tend to live longer, female workers typically have lower retirement account balances than their male counterparts. Many factors may contribute to this disparity,...

read more
March 2020 Newsletter

March 2020 Newsletter

Considering a Traditional Safe Harbor Retirement Plan?  It may be advantageous for a plan sponsor to consider adopting a traditional safe harbor design for their retirement plan. Adopting a safe harbor retirement plan design permits an employer to essentially avoid...

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White Papers

Retirement Plan Governance

Retirement plan sponsors and other plan fiduciaries face harsh consequences if they fail to satisfy the stringent standards set forth under ERISA. The best way for fiduciaries to protect and defend against the severe liabilities to which plan fiduciaries can become subject for ERISA violations, is developing a clear awareness and understanding of the relevant fiduciary rules and ensuring the plan’s operation is consistent with these requirements.

Fiduciary Prudence and Investments

The interpretation and application of ERISA is dynamic with respect to what is reasonable and prudent. 

Fiduciary Obligations of Retirement Plan Sponsors

Retirement plan sponsors are required by law to act as a careful expert with respect to literally every aspect of the establishment, maintenance and operation of such plan.

Don't Take Your Plan For Granted

The rules governing a fiduciary’s ongoing duties are not always intuitive, which can lead to misconceptions about about a plan sponsor’s continuing obligations to the plan and its participants. While similar fiduciary duties apply to defined benefit plans, this white paper focuses on particular issues related to participant-directed defined contribution plans. 

Articles

Participant’s Corner

How Can You Prepare for Healthcare Expenses in Retirement?

How Can You Prepare for Healthcare Expenses in Retirement?

Rising healthcare costs are on everyone’s mind, even for affluent people. In fact, 69 percent of affluent pre-retirees cite rising healthcare costs as one of their top fears in retirement, according to a survey from the Nationwide Retirement Institute. In fact, 63...

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Four Basic Steps for a Successful Retirement

Four Basic Steps for a Successful Retirement

We know that most plan participants are not financial experts, and that can make planning for retirement difficult. Fortunately, there are some basic steps that you can follow to work toward a successful retirement. Learn the basics of saving and investing.Understand...

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Five Key Decisions for a Successful Retirement

Five Key Decisions for a Successful Retirement

Life is a series of decisions, and everyone has to live with the results of the decisions they make. One of the most serious decisions that we all face is how to prepare for retirement, but frequently we don’t make the best choices to protect our futures. What are...

read more
How Can You Prepare for Healthcare Expenses in Retirement?

How Can You Prepare for Healthcare Expenses in Retirement?

Rising healthcare costs are on everyone’s mind, even for affluent people. In fact, 69 percent of affluent pre-retirees cite rising healthcare costs as one of their top fears in retirement, according to a survey from the Nationwide Retirement Institute. In fact, 63...

read more
Four Basic Steps for a Successful Retirement

Four Basic Steps for a Successful Retirement

We know that most plan participants are not financial experts, and that can make planning for retirement difficult. Fortunately, there are some basic steps that you can follow to work toward a successful retirement. Learn the basics of saving and investing.Understand...

read more
Five Key Decisions for a Successful Retirement

Five Key Decisions for a Successful Retirement

Life is a series of decisions, and everyone has to live with the results of the decisions they make. One of the most serious decisions that we all face is how to prepare for retirement, but frequently we don’t make the best choices to protect our futures. What are...

read more

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