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January 2021 Newsletter
3(38) Advisory Services- Should Fiduciaries Outsource Retirement Plan Investment Responsibility? Department of Labor (DOL) enforcement recoveries are on the rise. A recent DOL report indicates that DOL recoveries have doubled since 2018 and tripled since 2016...
December 2020 Newsletter
Post-Election Investment Commentary Stock markets abhor uncertainty. Currently, investment prognosticators are interpreting the election results to create a relatively “stagnant” legislative environment. This opinion is based primarily on the Senate remaining in...
November 2020 Newsletter
Election Year Investment Volatility Election years, with their uncertainty and increased emotions, cause anxiety for investors. Certainly, there may be short-term market volatility around elections, but history suggests that over the long-term the economy and markets...
January 2021 Newsletter
3(38) Advisory Services- Should Fiduciaries Outsource Retirement Plan Investment Responsibility? Department of Labor (DOL) enforcement recoveries are on the rise. A recent DOL report indicates that DOL recoveries have doubled since 2018 and tripled since 2016...
December 2020 Newsletter
Post-Election Investment Commentary Stock markets abhor uncertainty. Currently, investment prognosticators are interpreting the election results to create a relatively “stagnant” legislative environment. This opinion is based primarily on the Senate remaining in...
November 2020 Newsletter
Election Year Investment Volatility Election years, with their uncertainty and increased emotions, cause anxiety for investors. Certainly, there may be short-term market volatility around elections, but history suggests that over the long-term the economy and markets...
October 2020 Newsletter
To Roth or not to Roth? Many Defined Contribution retirement plan participants are uncertain as to benefits of allocating their contributions to traditional vs Roth options. This is for good reason. There are two key major determiners as to the benefit of contribution...
White Papers
Breaking Up… Is Easy to Do? When to Upgrade Your Financial Advisor
There are some primary reasons to change your or your client’s financial advisor: fees, fiduciary responsibility, investment choice or performance
2020 Form 8880
Use Form 8880 to figure the amount, if any, of your retirement savings contributions credit (also known as the saver’s credit). You may be able to...
Articles
2021 Retirement Plan Limits
Taxpayers can deduct contributions to a traditional IRA if they meet certain conditions. If during the year either the taxpayer or his or her spouse was covered by a retirement plan at work, the deduction may be reduced, or phased out, until it is eliminated, depending on filing status and income. (If neither the taxpayer nor his or her spouse is covered by a retirement plan at work, the phase-outs of the deduction do not apply.)
Tips to Weather a Turbulent Market
With the recent market volatility, it’s understandable that you may be concerned about your investments.
Participant’s Corner
Retirement Plan Facts
This month’s employee memo encourages employees to learn about their retirement plan to determine whether any changes need to be made. Your employer provides you with a retirement plan for you to save money in, tax-deferred, for the day you bid your career farewell...
The 10% Savings Goal
This month’s employee memo encourages employees to conduct a regular examination of their retirement plan to determine whether any changes need to be made. Most people need to save more — often a lot more — to build a nest egg that can meet their needs. Many financial...
Retirement Plan Basics
This month’s employee memo encourages employees to conduct a regular examination of their retirement plan to determine whether any changes need to be made. Please see an excerpt below. Ten Things to Know about Your Employer’s Retirement Plan 1.What it is? Your...
Retirement Plan Facts
This month’s employee memo encourages employees to learn about their retirement plan to determine whether any changes need to be made. Your employer provides you with a retirement plan for you to save money in, tax-deferred, for the day you bid your career farewell...
The 10% Savings Goal
This month’s employee memo encourages employees to conduct a regular examination of their retirement plan to determine whether any changes need to be made. Most people need to save more — often a lot more — to build a nest egg that can meet their needs. Many financial...
Retirement Plan Basics
This month’s employee memo encourages employees to conduct a regular examination of their retirement plan to determine whether any changes need to be made. Please see an excerpt below. Ten Things to Know about Your Employer’s Retirement Plan 1.What it is? Your...
Budgeting for Retirement
This month’s employee memo encourages employees to conduct a regular examination of their retirement plan to determine whether any changes need to be made. There are all kinds of “rule of thumb” numbers floating around for how much income you’ll need in retirement,...
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