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Newsletters
May 2022 Newsletter
Why Retirement Plan Sponsors Should Care About Employee Student Loan Debt According to the College Board, the cost of a four-year education increased more than 200% (after inflation) from 1988 to 2018. This has placed a tremendous burden on graduates, with national...
April 2022 Newsletter
The Risk of 401(k) Lawsuits: If It Can Happen to Them… When a giant organization with extensive resources gets sued for alleged ERISA compliance failures — especially if the organization’s own service offerings include reviewing for such violations — that could very...
March 2022 Newsletter
Survey Says… What’s Your Take on Financial Wellness Programs? A recent comprehensive TIAA survey of financial wellness plan participant perceptions may be helpful to plan sponsors who have, or are considering implementing, a wellness plan for their employees....
May 2022 Newsletter
Why Retirement Plan Sponsors Should Care About Employee Student Loan Debt According to the College Board, the cost of a four-year education increased more than 200% (after inflation) from 1988 to 2018. This has placed a tremendous burden on graduates, with national...
April 2022 Newsletter
The Risk of 401(k) Lawsuits: If It Can Happen to Them… When a giant organization with extensive resources gets sued for alleged ERISA compliance failures — especially if the organization’s own service offerings include reviewing for such violations — that could very...
March 2022 Newsletter
Survey Says… What’s Your Take on Financial Wellness Programs? A recent comprehensive TIAA survey of financial wellness plan participant perceptions may be helpful to plan sponsors who have, or are considering implementing, a wellness plan for their employees....
February 2022 Newsletter
ERISA 3(38) Fiduciary Services Most companies and organizations’ human resources departments and C-suites are seeking efficiencies and risk mitigation for their entities. For those, and a myriad of other reasons 3(38) fiduciary discretionary investment management...
White Papers
The DOL Comes Out Swinging Against Potential Cybersecurity Breaches . . . and So Should the Plan Sponsor
Department of Labor (DOL) guidance, long awaited and perhaps years late, provides another enforcement tool for the DOL while practitionersseem to be...
Monitoring Your Service Provider
Many plan sponsors that have hired investment advisors, then feel the need to hire another independent advisor to report to its fiduciary committee...
Articles
2021 Form 8880
Use Form 8880 to figure the amount, if any, of your retirement savings contributions credit (also known as the saver’s credit). You may be able to...
2022 Retirement Plan Limits
IRS Limits on Retirement Benefits and Compensation
Participant’s Corner
Millennials – The Time to Start Saving is Now!
Typically, younger people don’t make retirement savings a priority. Livingexpenses, student debt, rent or house payments, and other day-to-dayexpenses mean that retirement savings take a back seat. In fact, researchfrom National Institute on Retirement Security says...
Tax Saver’s Credit: Get the “Credit” You Deserve!
You may be eligible for a valuable incentive, which could reduce your federal income tax liability, for contributing to your company’s 401(k) or 403(b) plan. If you qualify, you may receive a Tax Saver’s Credit of up to $1,000 ($2,000 for married couples filing...
Planning Financial Futures
Do you spend more time planning your annual vacation than you do thinking about your personal finances? If so, you’re not alone. A lot of people put off financial planning or avoid it altogether. Personal financial planning is an ongoing, lifelong process. If we break...
Millennials – The Time to Start Saving is Now!
Typically, younger people don’t make retirement savings a priority. Livingexpenses, student debt, rent or house payments, and other day-to-dayexpenses mean that retirement savings take a back seat. In fact, researchfrom National Institute on Retirement Security says...
Tax Saver’s Credit: Get the “Credit” You Deserve!
You may be eligible for a valuable incentive, which could reduce your federal income tax liability, for contributing to your company’s 401(k) or 403(b) plan. If you qualify, you may receive a Tax Saver’s Credit of up to $1,000 ($2,000 for married couples filing...
Planning Financial Futures
Do you spend more time planning your annual vacation than you do thinking about your personal finances? If so, you’re not alone. A lot of people put off financial planning or avoid it altogether. Personal financial planning is an ongoing, lifelong process. If we break...
Online Security Tips From The Department of Labor
You can reduce the risk of fraud and loss to your retirement account by following these basic rules: REGISTER, SET UP AND ROUTINELY MONITOR YOUR ONLINE ACCOUNT Maintaining online access to your retirement account allows you to protect and...
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