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Newsletters
August 2022 Newsletter
Keeping Retirees in Your Retirement Plan According to T. Rowe Price, some sponsors may anticipate that their relationship with participants — as well as their responsibilities toward them — will naturally wind down at retirement, even though only about one in five...
July 2022 Newsletter
Safe Harbor Options 401(k) plans are intended to provide comparable advantages for all employees, and there are numerous safeguards in place to make sure their benefits are allocated equitably. U.S. regulatory measures ensure that a company’s plan does not...
June 2022 Newsletter
Behavioral Finance and Plan Design: Four Ways to Boost Participation Though many employees are aware that behaviors such as enrolling in and contributing sufficiently to their company 401(k) can help them prepare for a successful retirement, too often they fail to...
August 2022 Newsletter
Keeping Retirees in Your Retirement Plan According to T. Rowe Price, some sponsors may anticipate that their relationship with participants — as well as their responsibilities toward them — will naturally wind down at retirement, even though only about one in five...
July 2022 Newsletter
Safe Harbor Options 401(k) plans are intended to provide comparable advantages for all employees, and there are numerous safeguards in place to make sure their benefits are allocated equitably. U.S. regulatory measures ensure that a company’s plan does not...
June 2022 Newsletter
Behavioral Finance and Plan Design: Four Ways to Boost Participation Though many employees are aware that behaviors such as enrolling in and contributing sufficiently to their company 401(k) can help them prepare for a successful retirement, too often they fail to...
May 2022 Newsletter
Why Retirement Plan Sponsors Should Care About Employee Student Loan Debt According to the College Board, the cost of a four-year education increased more than 200% (after inflation) from 1988 to 2018. This has placed a tremendous burden on graduates, with national...
White Papers
The DOL Comes Out Swinging Against Potential Cybersecurity Breaches . . . and So Should the Plan Sponsor
Department of Labor (DOL) guidance, long awaited and perhaps years late, provides another enforcement tool for the DOL while practitionersseem to be...
Monitoring Your Service Provider
Many plan sponsors that have hired investment advisors, then feel the need to hire another independent advisor to report to its fiduciary committee...
Articles
2021 Form 8880
Use Form 8880 to figure the amount, if any, of your retirement savings contributions credit (also known as the saver’s credit). You may be able to...
2022 Retirement Plan Limits
IRS Limits on Retirement Benefits and Compensation
Participant’s Corner
BACK TO SCHOOL
Pop Quiz: Have You Done Your Homework On Retirement? 1. In order to maintain living standards in retirement, what percent of annual income do financial professionals thinkpeople should save? A. About 3% B. About 6% C. About 9% D. About 12% E. About 15% 2. If an...
We know you are ready for summer! But how’s your retirement plan doing?
Summer can serve as a preview of your retirement — long days in the sun and spending time with your loved ones! So, what better time to do a routine check-up on your retirement plan! Protect your loved ones and ensure you are keeping up to date with your retirement...
Beneficiary Designations – Who will get your money?
Although not a pleasant topic, it is an important one – Who is the named beneficiary of your retirement account should you pass away?When you enrolled in your retirement plan, you were asked to select a beneficiary to receive your retirement plan assets in the event...
BACK TO SCHOOL
Pop Quiz: Have You Done Your Homework On Retirement? 1. In order to maintain living standards in retirement, what percent of annual income do financial professionals thinkpeople should save? A. About 3% B. About 6% C. About 9% D. About 12% E. About 15% 2. If an...
We know you are ready for summer! But how’s your retirement plan doing?
Summer can serve as a preview of your retirement — long days in the sun and spending time with your loved ones! So, what better time to do a routine check-up on your retirement plan! Protect your loved ones and ensure you are keeping up to date with your retirement...
Beneficiary Designations – Who will get your money?
Although not a pleasant topic, it is an important one – Who is the named beneficiary of your retirement account should you pass away?When you enrolled in your retirement plan, you were asked to select a beneficiary to receive your retirement plan assets in the event...
Millennials – The Time to Start Saving is Now!
Typically, younger people don’t make retirement savings a priority. Livingexpenses, student debt, rent or house payments, and other day-to-dayexpenses mean that retirement savings take a back seat. In fact, researchfrom National Institute on Retirement Security says...
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